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Insurance education · Florida

🏢 Condo insurance

Learn about coverage for condominium unit owners.

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What to know

Condo unit-owner policies may address belongings, liability, loss of use and certain interior building items; review the association master policy.

Coverage, limits, deductibles, exclusions, eligibility and availability depend on the insurance company and the specific policy. This page is general education, not an insurance quote or recommendation.

Common question

Does my condo association policy cover everything inside my unit?

Not necessarily. The association master policy and your own policy may cover different responsibilities.

Helpful questions to consider

  • Which risks and property or people need protection?
  • What coverage limits, deductibles and exclusions apply?
  • Are there special Florida weather, occupancy or eligibility considerations?

Explore another coverage topic

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